(Generative AI Ghibli snap ) Finance , is just one out of my blog series Anatomy Of Habits , which explores the financial aspects of my habits and how they intricately working with other aspects to bring realities to my financial goals. Let's start with simple question of why i felt writing this. WHY ? Finance is a key factor in living a good life, alongside health. A strong financial foundation shields us from debts & instability and offers social recognition. However, money is a double-edged sword with its own set of rules. As per PwC & Perfio's research, majority of Indians spend one-third of their monthly income just to pay off loans. That's concerning. Fortunately, I am not one of them. Take, for example, a close friend of mine who started his tech career at the same time as I did. By the time he got married, he had only accumulated one-third of my total assets—and that too he spent every bit in it, ending up at square one. I man...